UNDERSTAND MEDICARE
Medicare Part B:
Medical Coverage
Medicare Part B is coverage for your medical care and helps cover costs for visits to doctors and other providers. Generally, there’s a monthly premium for Part B that you pay to the Federal Government, usually deducted from your Social Security check. If you’re not drawing Social Security, you will be billed quarterly for your Part B premium.
Part B Costs
The chart below defines the out-of-pocket costs associated with Part B, including premium, deductible and coinsurance amounts.
| PART B IN 2021 | YOU PAY |
|---|---|
| Monthly Premium | $148.50* |
| Annual Deductible | $203 |
| Medicare-approved Expenses for Eligible Services and Supplies | 20% after deductible |
* Your Part B premium is separate from monthly premiums or cost sharing you may pay for supplemental or private Medicare coverage. Part B premium amount is higher for individuals with incomes over $88,000 or married couples with incomes over $176,000.
Doctor’s Services
Includes office and home visits, hospital, surgery, and radiology.
Medical Supplies and Services
Includes diabetes testing supplies, ventilator-assist devices, durable medical equipment used at home, surgical dressings, casts and prosthetic devices, and other treatment procedures not covered by Part A.
Diagnostic Tests
Includes tests your doctor orders, like lab tests and X-rays.
Outpatient Services
Includes diagnostic treatment services, rehabilitation, and some certified ambulatory surgical center services.
Need Help?
1-877-704-7864
(TTY: 711)
Questions? Connect with Us
Get Info Kit
Preventive Care Services
Part B Medicare covers certain preventive care services and screenings, most at no cost to you. These services help you and your healthcare provider detect conditions early when more treatment options are available. Some of these include:
|
Screening & Other Services
|
Immunizations
Preventative Visits
|
Keep Learning
Medicare Part C: Medicare Advantage Plans
Compare and Enroll
After you've learned all about Medicare, you'll be ready to see the plans we've created to meet your healthcare needs.
Every plan is different — find the right one for you.